The Important Questions..
What would happen to your family if you or someone else suffered a serious illness such as cancer?
What would happen to them if you could no longer work or earn an income?
What about if you died?
At Zenith we will openly discuss these big questions with you and your family. The answers you give plus our research will inform the advice we give you to ensure your family is protected should any of these situations become a reality. Our advice is personal to you so we will need your input to build a plan that you meets your needs in terms of cover, claims and cost.
If you already have some cover in place, there may be some obvious reasons to make some changes. For example:
You have not reviewed recently and you cover is no longer relevant
You have had a baby that may need to be added to your policy or has resulted in a change in household roles or income.
You have bought a house and taken on a mortgage so you want to make sure you can keep it
You have started a business so your old policies may no longer be suitable
You got married and want to make sure your spouse is protected
You got divorced and need to alter levels of cover and policy ownership structure
You have insurance with your bank
You have had a change in health and need to tread carefully with any changes
You have stopped smoking and may now be able to reduce your premium
